Building the Entrepreneurs
that build India’s economy

We are Svatantra

Enabling financial inclusion by providing responsible access to credit for individuals and small entrepreneurs, strengthening livelihoods, and supporting economic participation across communities.

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First

to receive NBFC-MFI license from RBI

Second

largest MFI in the country
(As of March 31, 2026)

Fastest

growing NBFC - MFI
(FY 2024-2026)

Largest PE

investment in the sector

Highest

rated standalone NBFC-MFI

We are in the business of activating economic engines of growth

0.00 M+

Active customers

₹0 CR

Loan disbursed (FY26)

₹0 CR

GLP (FY26)

0 +

Total employees

0

Total branches

0

States

CRISIL and CareEdge AA (Stable Outlook) Rating

As of July 3, 2026 and December 4, 2025 respectively

Scale your business with our financial services

Microfinance loans

Enabling rural women to start and expand their business.

Individual loans

Enabling entrepreneurs, especially rural women to meet their needs and scale their businesses to new heights.

Making every Indian digitally Svatantra

At Svatantra, we harness the power of technology to make our services more accessible and impactful, ensuring entrepreneurial freedom with growth and prosperity. Since commencement of operations in 2013, all disbursals by our Company have been cashless.

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Stories of success

I have never missed a single EMI of my Svatantra loan and have been actively utilising the consumer facing app to pay by instalments.

- Sakshee Sandeep Kale, Ambernath, Maharashtra

It all started with a group loan to set up my kirana shop, and now I also own a saree shop.

- Rekha Kailash Yamagavali, Amravati, Maharashtra

I took a loan from Svatantra Microfin to restart my late husband’s transport business. Life was no doubt challenging but with hard work, we were able to repay the debts and start afresh.

- Nanda Maruti Kokhale, Vadgaon, Pune, Maharashtra

Laxmi’s family faces a financial challenge as the income level is on the lower side. With an aim to combat and overcome those challenges, Laxmi took her first step by availing of a loan from Svatantra and starting a general store. The income generated by the store became a major source of income for her family over time and steadily uplifted their standard of living. Laxmi feels grateful for the services.

- Laxmi, Ambalapuzha, Kerala